Our Silver Wheel Plan is specifically designed to fill insurance needs of Antique, Classic and Special Interest automobile owners.
Silver Wheel Plan - Special Benefits include:
- Plan is available for non-modified vehicles used for hobby and/or collector car activities, and not used for regular transportation, in two Categories: Antique & Classic for automobiles 25 years and older, and Special Interest for automobiles 15 to 24 years old.
- Automatic coverage up to $25,000 on newly acquired and replacement vehicles that meet the underwriting requirements of the Silver Wheel Plan (Silver Wheel to be notified within 30 days.)
- $2 Million Liability Coverage
- $100 Standard Deductible ($1,000 and $2,500 deductibles available)
Silver Wheel Plan auto insurance features include:
- Policy is written on a valued form (19A)
- The coverage is for twelve months
- Special discounts for owners of more than one vehicle
- Special discounts for higher deductibles
- Coverage available for Canadian Residents only
- Coverage applies in both Canada and the U.S.A.
- Fast Professional Claims service and more!
- 10 Years continuous driving experience required
- No depreciation on partial losses
A current detailed
appraisal, including colour photographs is
required for all vehicles.
Do I Qualify?
The ability to offer low premiums is a direct result of our clients being some of the most responsible drivers on the road today. In order to continue to offer these very competitive rates, we must consider several important factors in the approval process:
- Usage - Both our Silver Wheel Plan and Custom Plan provide insurance coverage for vehicles used for hobby and/or collector car activities, and not used for regular transportation (i.e., shopping, vacation, business and to and from work).
- Driving Records - In general, one or two minor traffic convictions or claims are acceptable. We cannot offer coverage to those who have experienced major convictions such as Impaired Driving, Careless/Dangerous Driving or Suspensions within the past 10 years. All operators must be fully licensed over 10 years. Note all household driving records maybe subject to review.
- Daily Vehicle Insurance - Every licensed driver must maintain a daily usage vehicle with insurance under his or her own name.
- Appraisals - A detailed appraisal, including colour photographs is required for all vehicles.
The Silver Wheel Plan can provide insurance coverage for the following types of vehicles.
ANTIQUE AND CLASSIC VEHICLE
Any "stock" vehicle over 25
years old with desirable
collector characteristics, used
strictly for hobby and/or
collector car activities.
SPECIAL INTEREST AUTOMOBILE
A rare or limited production,
low mileage vehicle 15 years and
older, with desirable collector
characteristics.
Coverage is underwritten by Aviva Elite Insurance Company
